If you’re on an iPhone, Apple Pay is the easiest way to get started with contactless payments. Not only is the digital wallet service free to use but it’s also already built into your phone.
Apple Pay works by letting you add a digital version of a debit or credit card to the Wallet app. Once you’re set up, you can use Apple Pay to buy things online, in apps, and in person without having to carry your physical credit cards, cash, or a separate wallet. You can also use Apple Pay to send money to friends and family through the Messages app. In some cities, you can even use Apple Pay to replace a transit pass for public transportation.
Generally, Apple will walk you through setting up Apple Pay when you first boot up a new gadget. But, if…
