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For most occasions, understated is a superior fashion choice compared to flashy and splashy. A classic pair of stud earrings or a chic cardigan sweater can highlight your appearance without taking away the spotlight from your overall look. Another refined wardrobe staple that can elevate your everyday outfit is the dainty charm necklace.

Right now, we’re loving the Adornia Mother-of-Pearl Heart Charm Necklace at Nordstrom Rack. It’s not just because the accessory is so adorable and stylish, but the price has also been massively reduced by 76%. For a limited time, shoppers can score this cute charm necklace, which normally retails for $85, for just $20. 

Adornia Mother-of-Pearl Heart Charm Necklace, $20 (was $85) at Nordstrom Rack

Courtesy of Nordstrom Rack

On the delicate necklace, you’ll find two differently sized heart charms. A petite golden heart hangs near a larger heart charm crafted with shimmering mother-of-pearl. The necklace uses a durable stainless steel chain coated in 14-karat gold plating. Depending on your preferred length, you can adjust the 18-inch chain with the 2-inch extender.

Thanks to the careful construction of this necklace, the jewelry won’t tarnish, and as a bonus, it is also water-resistant. One shopper wrote, “This necklace has become my everyday favorite — and I couldn’t be happier with it! The quality of it is great.”

Related: Nordstrom Rack is selling a $450 tote bag for only $154, and shoppers call it ‘a great purchase’

The best thing about a simple charm necklace like this one is that it can be worn again and again. It looks great with casual outfits, when running errands, or on a date night when you’re dressed to impress. One shopper said, “This is one of my favorite little dainty necklaces. I wear it daily. It goes with everything I wear and offers that little girly moment everyone wants.”

Many reviewers had great things to say about this charming accessory. One customer said, “A perfect subtle everyday necklace, so cute and dainty.”

Another wrote, “Love this necklace! It adds a lovely touch to my outfits.”

The Adornia Mother-of-Pearl Heart Charm Necklace won’t be an extremely affordable $20 for long. Take advantage of the major savings by adding this dreamy item to your cart now.